Does Insurance Cover STD Testing? Here's What to Know
September 8, 2025
Jason Ferrier
Will my health insurance cover the cost of STD testing?
Most health insurance plans provide some degree of coverage for STD testing. However, the tests covered, the amount you will pay out of pocket, and the frequency of testing will vary depending on your coverage. Besides your insurance plan, other factors, such as age, gender, and risk factors, will also affect what is covered. It is generally recommended that you check with your insurance provider and consult your doctor to determine which testing will be covered and what type of testing is appropriate. But what if you want to test more frequently than your insurance will cover? What if you want a test that your doctor does not consider relevant? What if your deductible makes the out-of-pocket costs prohibitive? Request A Test offers an alternative that allows you to take charge of your health. You can order your own STD testing at affordable pricing at your discretion. Choose the tests you want and get tested by one of the largest lab companies in the United States. Here is how it works.
What is the quickest way to get STD testing?
Testing for STDs can be as much about your peace of mind as it is about your health. Getting tested quickly when you feel it is necessary can give you confidence that your sexual health is protected. Request A Test allowed any individual to order one or more STD tests and go to a lab the same day. Most tests see results in as little as a few business days. Test results come right to you through your private online account. There's no need to schedule a doctor's appointment. Just log in and access your results. If you do need help understanding any of your results, the Request A Test team is available to help. If your results do show something that needs the attention of a medical professional, you can go pre-armed with the information needed to determine the appropriate care.
Where can I get STD testing without insurance?
Request A Test partners with 2 of the largest certified lab companies in the United States. You can choose from over 7,000 locations to get your testing done. In addition to convenience, this means you can get the same high-quality testing that is ordered by doctors and hospitals without the extra expense and with no waiting. Once your order is placed, just go to a lab near you. Most locations do not require an appointment, so there's no need to delay your peace of mind.
How much is STD testing without insurance?
Whether you have insurance or not, you deserve a convenient, affordable way to protect your sexual health and that of your partners. Request A Test empowers everyone to choose the test that is right for them right now. You can pick from a comprehensive selection of single STD tests starting at less than $50. For more comprehensive screenings, we offer a variety of packages that bundle multiple tests for extra savings. To get started, just visit us online or call our team during business hours at 888-732-2348.
Why choose Request A Test?
- Affordable pricing
- Over 7,000 convenient nationwide locations
- Same-day testing and rapid results
- No doctor's order needed, we provide one
- No insurance is required
DISCLAIMER: The medical information in this post is for informative purposes only
Nationwide, Affordable, Rapid
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Step 1
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